Manav will decide whether to bortovifoom a bank or moneylender on the basis ofthe following loan terms
(i) The collateral and documentation required, he should be able to make these available.
(ii) The rate of interest to be charged from him.
(iii) The mode of repayment, its periodicity, in cash / kind, etc.
(iv)The penalty in case of default in repayment.